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How to Determine a Graphic Design Hourly Rate

By Eric Miller, About.com

4 of 7

Adjust for Expenses Related to Working for Yourself

As you will be working for yourself, you will not have some of the benefits of working for a company, such as insurance, paid vacation, sick days, stock options, and contributions to a retirement plan. These expenses may affect your yearly overhead (expenses) or your salary. If you have not done so already, make adjustments as necessary.
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